A next-generation platform dedicated to simplifying Payments.

Our Payments-as-a-Service platform will streamline your operations and elevate your online payments across the African continent.
We partner with
Why NjiaPay?
Streamline your operations with a unified back-office
Increase your conversion with an improved checkout
Enhance your African coverage with one integration
Save time and resources by reducing the technical overhead associated with multiple PSP integrations
A dedicated payments managers will provide tailored support and guidance to optimize your operations
What we offer

Intelligent Routing

Maximize your payment success with our intelligent routing system. By analyzing real-time data, we leverage AI to select the most suitable payment provider and method for your customers, driving higher conversion and payment success rates.

Redundancy

Mitigate risk and maximize uptime by leveraging our robust cloud-based payment infrastructure, which includes backup providers in all markets. Our platform simplifies the complexity of maintaining multiple  integrations, ensuring seamless payment processing and minimizing service disruptions.

Reconciliation

Simplify your month-end reconciliation process by consolidating all relevant data into a single, comprehensive report. Eliminate the hassle of sifting through multiple reports and spreadsheets, reducing errors and saving valuable time. Our centralized solution provides a clear and accurate overview of your financial performance.
Merchant portal
Empower your business with our merchant portal. Gain full control over your payment data, access insightful analytics, and streamline your operations with a single, unified portal.
Performance Overview
Gain clear visibility into your business performance with our centralized dashboard. Track transactions, revenue, refunds, and channel performance effortlessly.
Data Driven Decision
Transform your data into actionable insights. Our analytics tools empower you to make informed decisions that helps you drive growth.
Operational Efficiency
Streamline your operations with our centralized merchant portal. Simplify customer support and reconciliation tasks, saving you time and effort.
Developer friendly

Ship more quickly with powerful and easy-to-use APIs

Save engineering time with unified paymentsfunctionality.
API Documentation
Case Studies
Read how Talk360 achieved a 25% conversion uplift and benefits from having NjiaPay as their partner!
Pricing
Choose the plan that meets your business needs
Basic
For small and medium sized businesses
9,999 ZAR
10,000 successful transactions
free of charge per month.
R1.75
Per transaction afterwards
Features:
Intelligent Routing
Reconciliation
Integrations:
2 PSPs
Essential
For small and medium sized businesses
24,999 ZAR
25,000 successful transactions
free of charge per month.
R 1.00
Per transaction afterwards
Features:
All Basic features
Fraud Management
Lower transaction cost
Integrations:
4 PSPs
Professional
For small and medium sized businesses
44,999 ZAR
100,000 successful transactions
free of charge per month.
R 0.75
Per transaction afterwards
Features:
All Essential features
Data Insights
Managed Payments Services
Integrations:
6 PSPs
About Us

Payments-as-a-Service

NjiaPay: Your Payments Partner for Africa

Navigating Africa's diverse and evolving payment landscape can be complex; NjiaPay simplifies this by alleviate some of the burden.

By integrating with the payments service providers (PSPs), we intelligently route your customers payments through the most optimal channels, based on a number of factors.

This means:

> Higher Success Rates: By optimizing payment routes, we increase transaction approvals and reduce failed payments.

> Expanded Reach: Our integration with multiple PSPs and payment methods allows you to access a wider customer base across Africa.

> Enhanced User Experience: We offer a seamless payment experience for your customers, with a variety of payment options and smart routing technology.

Partnering with NjiaPay will help streamline your African operations and increase your revenue.

Our Vision

Empowering African businesses and consumers through seamless, secure, and scalable payment platform. Driving economic growth, financial inclusion, and digital transformation across the continent

Founding Team
Jonatan Allback
CEO
Roderick Simons
CPTO
Hans Osnabrugge
Chairman
Dean Hiine
MD Africa