---
title: "Intelligent Routing | NjiaPay"
canonical_url: "https://njiapay.com/products/intelligent-routing"
last_updated: "2026-08-28T04:45:09.011Z"
meta:
  description: "Intelligent Routing"
  "og:description": "Intelligent Routing"
  "og:title": "Intelligent Routing"
---

**INTELLIGENT ROUTING**

# Route every payment with purpose

Think of Intelligent Routing as a navigator for your payments — always reading the road ahead and choosing the fastest, most reliable path. The result is more conversions and lower costs

[**Get in touch**](https://njiapay.com/contact)

![Route every payment with purpose](https://cdn.sanity.io/images/7xfql800/production/7695644c7980a6035505647b1b878436cc211c0c-569x453.png?w=800&h=600&fm=webp)

**INTELLIGENT ROUTING**

## **Capture up to 25% more revenue**

Without Intelligent Routing, businesses can lose sales at the final payment step when transactions fail for no good reason or a payment provider goes down.

![Capture up to 25% more revenue](https://cdn.sanity.io/images/7xfql800/production/d8a6a353015fa7b717fb00bac4d10404790cabe6-1171x241.svg?w=1600&h=900&fit=max&auto=format)

**E-COMMERCE**

## **Improve approval rates at checkout **

Here's what Intelligent Routing solves for Ecommerce businesses.

![Turn declines into completed sales](https://cdn.sanity.io/images/7xfql800/production/b54148810c3600b667f220019727acee0552a9da-61x61.png?w=80&h=80&fit=max&auto=format)

###### **Turn declines into completed sales**

Automatically route failed payments to the next best provider — before the customer drops off.

![Reduce checkout abandonment](https://cdn.sanity.io/images/7xfql800/production/b54148810c3600b667f220019727acee0552a9da-61x61.png?w=80&h=80&fit=max&auto=format)

###### **Reduce checkout abandonment**

Most drop-offs aren't a change of mind. They're a payment failure with nowhere to go. Intelligent routing fixes that.

![Convert more at scale](https://cdn.sanity.io/images/7xfql800/production/b54148810c3600b667f220019727acee0552a9da-61x61.png?w=80&h=80&fit=max&auto=format)

###### **Convert more at scale**

As order volume grows, so does the cost of every decline. Route smarter, convert more — every time.

![Improve approval rates at checkout ](https://cdn.sanity.io/images/7xfql800/production/d79bbd7e5e7b89341bbbb38c55c02a5bc59507e9-287x502.svg?fit=max&auto=format)

**EASY PEASY**

## **How it works**

![One integration](https://cdn.sanity.io/images/7xfql800/production/f5ca16ab651a416989dc8e71d9459ee0da65c6e5-34x44.svg?w=32&h=32&fm=webp)

#### **One integration**

Connect NjiaPay once at checkout and link multiple payment providers . No additional development required.

![A middleman](https://cdn.sanity.io/images/7xfql800/production/f5ca16ab651a416989dc8e71d9459ee0da65c6e5-34x44.svg?w=32&h=32&fm=webp)

#### **A middleman**

We place ourselves between your checkout and your providers, giving you a single control point over how every transaction is handled.

![Secure by design](https://cdn.sanity.io/images/7xfql800/production/f5ca16ab651a416989dc8e71d9459ee0da65c6e5-34x44.svg?w=32&h=32&fm=webp)

#### **Secure by design**

NjiaPay is fully PCI Level 1 compliant, meaning we can securely pass payment data between providers.

![You stay in control](https://cdn.sanity.io/images/7xfql800/production/f5ca16ab651a416989dc8e71d9459ee0da65c6e5-34x44.svg?w=32&h=32&fm=webp)

#### **You stay in control**

Route transactions to the best-performing provider, switch when performance drops, and never get locked into a single relationship again.

![NjiaPay Secures $2.1 Million Seed Funding](https://cdn.sanity.io/images/7xfql800/production/cfba24da00b1f9904ef92f68600de43a150b471b-2000x1158.jpg?w=768&h=598&fm=webp)

**WHAT'S NEW**

## **NjiaPay Secures $2.1 Million Seed Funding**

[**Read article **](https://njiapay.com/resources/blog/njiapay-secures-usd2-1-million-seed-funding-led-by-newion-to-scale-payment-performance-across-africa)

## **What our clients have to say**

![Anytime Fitness](https://cdn.sanity.io/images/7xfql800/production/98d1869947833bb8d77e6197eb5ee396fca8c408-124x34.svg?h=40&fm=webp)

“Partnering with NjiaPay allows us to focus on running our gyms, while they bring the payments expertise and functionality we don’t have in-house.”

![Charl Mynhardt](https://cdn.sanity.io/images/7xfql800/production/54f5ab00a468de882c496bfc3deec5960a6ac305-512x512.png?w=80&h=80&fm=webp)

**Charl Mynhardt**

Director of Anytime Fitness South Africa · Anytime Fitness

**START TODAY**

## **Better payment performance**

[**Book a call**](https://njiapay.com/contact)

![Better payment performance](https://cdn.sanity.io/images/7xfql800/production/472b24503c0bfe10dc24ed8bef8f83af07b8b3d3-695x577.svg?w=800&h=600&auto=format)