Think of Intelligent Routing as a navigator for your payments — always reading the road ahead and choosing the fastest, most reliable path. The result is more conversions and lower costs
Capture up to 25% more revenue
Without Intelligent Routing, businesses can lose sales at the final payment step when transactions fail for no good reason or a payment provider goes down.
Improve approval rates at checkout
Here's what Intelligent Routing solves for Ecommerce businesses.
Turn declines into completed sales
Automatically route failed payments to the next best provider — before the customer drops off.
Reduce checkout abandonment
Most drop-offs aren't a change of mind. They're a payment failure with nowhere to go. Intelligent routing fixes that.
Convert more at scale
As order volume grows, so does the cost of every decline. Route smarter, convert more — every time.
How it works
One integration
Connect NjiaPay once at checkout and link multiple payment providers . No additional development required.
A middleman
We place ourselves between your checkout and your providers, giving you a single control point over how every transaction is handled.
Secure by design
NjiaPay is fully PCI Level 1 compliant, meaning we can securely pass payment data between providers.
You stay in control
Route transactions to the best-performing provider, switch when performance drops, and never get locked into a single relationship again.
What our clients have to say
“Partnering with NjiaPay allows us to focus on running our gyms, while they bring the payments expertise and functionality we don’t have in-house.”
Charl Mynhardt
Director of Anytime Fitness South Africa · Anytime Fitness
